The true solution to managing your cash flow is to let go of the idea that you are in control of your daily spending. You’re not. Say it with me now: I’m not in control of my daily spending. You need to accept the fact that your spending money must be fluid, flexible and able to respond to the ever-changing demands of daily life.

Obviously you shouldn’t be spending all your money, but you’re definitely allowed to spend some. We aren’t on this earth merely to pay our phone bills.